Business Details
36 Years
experience
Certified Public Accountants in Fort Collins, CO
Frayer & Associates has been serving Fort Collins and Northern Colorado for over 20 years, providing comprehensive accounting, payroll, and tax services to individuals and businesses. Our team prioritizes reasonable pricing, personalized service, and client education, offering free initial consultations and advice. With expertise in financial statements, QuickBooks advisory, and management consulting, we help clients maximize profitability while maintaining ethical standards and open communication. Our owner, Mona Frayer, brings decades of experience from national and international accounting roles, ensuring clients receive expert guidance tailored to their unique needs. 
Services
Tax Preparation
Payroll Services
Financial Consulting
QuickBooks Advisory
Business Analysis
Details
- Year established: 1990
Highlights and features
- We offer over 20 years of experience in accounting and tax services.
- Our team provides free initial consultations and personalized advice.
- Specialized expertise in QuickBooks advisory and business financial analysis.
- Committed to ethical practices and transparent client communication.
- Serving Northern Colorado with locally tailored financial solutions.
Associations and certifications
- CPA
What people say
Expertise in tax strategy
Personalized service
Decades of experience
Clear financial guidance
Reliable consulting
Services
Tax Preparation
We prepare accurate and timely business, individual, and nonprofit tax returns. Our team ensures compliance with federal and state regulations while identifying deductions to minimize liability. Clients receive clear explanations of their returns and proactive advice for future tax planning.
Payroll Services
Full-service payroll processing includes direct deposits, employee benefits administration, and tax filings. We handle all aspects of payroll to ensure accuracy and compliance, allowing businesses to focus on growth without administrative burdens.
Financial Consulting
Our consulting services help businesses improve profitability through financial analysis, cash flow management, and strategic planning. We provide actionable insights tailored to each client's industry and growth goals.
QuickBooks Advisory
As QuickBooks Pro Advisors, we offer setup, training, and troubleshooting for small businesses. Our expertise ensures accurate financial tracking and reporting, optimizing software use for better business decision-making.
Business Analysis
We conduct detailed business analyses to assess financial health, identify risks, and recommend improvements. Services include profit-and-loss reviews, budgeting, and forecasting to support data-driven decisions.
People
Mona F. Frayer
Owner, CPA MBA
Mona Frayer is a certified public accountant with over 25 years of experience in financial services. She founded Frayer & Associates in 1995 and holds an MBA from Colorado Christian University. Her expertise spans tax strategy, business consulting, and international accounting.
Questions
What accounting services do you offer for small businesses?
We provide monthly accounting, payroll processing, financial statements, tax preparation, and business advisory services tailored to small businesses.
Do you offer free initial consultations?
Yes, we offer a free initial half-hour consultation to discuss your accounting needs and how we can assist.
Are you certified public accountants?
Yes, our firm is led by Mona Frayer, a licensed CPA with over 25 years of experience.
What areas do you serve?
We primarily serve Fort Collins and Northern Colorado, with clients ranging from individuals to mid-sized businesses.
How do you handle payroll for businesses?
We manage full payroll services, including direct deposits, tax filings, and employee benefit administration to ensure compliance.
Can you assist with QuickBooks setup?
Yes, as QuickBooks Pro Advisors, we offer software setup, training, and troubleshooting to optimize your accounting processes.
