Business Details
25 Years
experience
Trusted Accounting and Audit Services in Destin, FL
Carter & Company, CPA & Company, CPA has been a trusted Certified Public Accounting firm since 2001, serving clients nationwide from our harbor-side office in Destin, Florida. Our expertise spans auditing, accounting, tax services, and specialized compliance solutions for multifamily housing entities engaged with HUD, Rural Housing, LIHTCs, and state housing authorities. With a team of seasoned professionals, we deliver precise financial guidance tailored to developers, institutional investors, not-for-profits, and high-net-worth individuals.Our commitment to excellence is rooted in over 25 years of combined partner experience, adherence to rigorous industry standards, and a culture of continuous learning. We prioritize client relationships through personalized service, competitive fees, and a steadfast dedication to navigating complex regulatory landscapes. Our community involvement and professional affiliations with AICPA, FICPA, and housing industry organizations underscore our reputation as a reliable, forward-thinking firm.
Services
Audit Services
Tax Preparation
Compliance Audits
Financial Reporting
IRS Representation
Due Diligence
Not-for-Profit Audits
HUD Compliance
LIHTC Audits
Government Auditing
Details
- Year established: 2001
Highlights and features
- We specialize in multifamily housing compliance audits for HUD, LIHTC, and state housing authorities.
- Our team includes AICPA- and FICPA-certified professionals with decades of industry experience.
- We offer bilingual services (English/Spanish) to better serve diverse client needs.
- We maintain active memberships in housing and accounting industry organizations for up-to-date expertise.
- We combine 25+ years of local practice with a nationwide client network for scalable solutions.
Associations and certifications
- PCAOB
Services
Audit Services
Our audit services provide comprehensive financial statement examinations for multifamily housing entities, not-for-profits, and small businesses. We ensure compliance with GAAP, HUD, and LIHTC regulations through meticulous fieldwork and reporting. Clients benefit from tailored insights to improve operational efficiency and regulatory adherence.
Tax Services
We offer strategic tax planning, preparation, and consulting for individuals, corporations, and partnerships. Our expertise includes affordable housing tax credits, nonprofit taxation, and complex partnership returns. Proactive strategies minimize liabilities while ensuring compliance with evolving federal and state regulations.
Compliance Audits
Specialized compliance audits for HUD, Rural Housing, and state housing authorities ensure adherence to strict regulatory frameworks. Our team navigates M2M, GRF, and bond financing requirements, delivering actionable recommendations to maintain compliance and secure funding continuance.
Government Auditing
We conduct Yellow Book-compliant audits and Single Audits under OMB Uniform Grant Guidance for entities receiving federal funds. Our approach ensures adherence to government standards while providing clear, actionable financial oversight for public sector clients.
Consulting Services
Our consulting services address due diligence, IRS representation, and operational challenges for multifamily housing and nonprofit clients. We deliver customized solutions to streamline processes, resolve tax disputes, and enhance financial decision-making for long-term sustainability.
People
Christine E. Carter
Founding Partner
Christine founded Carter & Company, CPA & Company, CPA & Company in 2001 with 30+ years of public accounting experience. A University of Georgia graduate, she specializes in multifamily housing audits and leads a team committed to exceeding client expectations through technical excellence and personalized service.
David Bell
Managing Partner
David Bell, a Destin Forward Leadership graduate, oversees audit operations with expertise in multifamily housing compliance. He joined the firm in 2006 after internships and holds degrees from Bob Jones University and the University of West Florida, ensuring rigorous audit standards for clients.
Sam Boerma
Tax Partner
Sam Boerma brings 20+ years of partnership taxation experience, focusing on affordable housing and tax credits. A Bob Jones University alumnus, he actively mentors in his local church while delivering specialized tax strategies for complex regulatory environments.
Kenneth W. Bryant
Audit Partner
Ken Bryant, an Auburn University graduate, offers 30+ years of audit and tax expertise, including leadership roles at Deloitte. He serves Habitat for Humanity Walton County and specializes in multifamily housing audits, blending technical mastery with community stewardship.
Ashleigh Lyons
Principal - Audit
Ashleigh Lyons, a University of West Florida graduate, specializes in multifamily housing and association audits. Licensed in 2017, she combines regulatory expertise with CAI membership to deliver compliance solutions, reflecting her commitment to professional excellence and client success.
Questions
What industries does Carter & Company, CPA & Company, CPA & Company specialize in?
We specialize in multifamily housing compliance, not-for-profit audits, and tax services for corporations and individuals.
Do you serve clients outside Florida?
Yes, we maintain a nationwide client base with a focus on housing entities and institutional investors.
How experienced is your audit team?
Our partners have over 25 years of combined experience in public accounting and regulatory compliance audits.
Can you assist with HUD compliance requirements?
Yes, we conduct specialized audits for HUD, LIHTC, and state housing authority programs to ensure full compliance.
Do you offer tax credit consulting services?
Yes, we provide consulting for affordable housing tax credits and complex partnership taxation matters.
