John A. Culhane, CPA

Business Details

11 Years

experience

Trusted Accounting & Tax Planning Services in Monroe, CT

John A. Culhane, CPA has built a reputation as a trusted partner for small business owners and high-net-worth individuals seeking expert accounting and tax planning solutions. Our firm specializes in creating customized financial strategies that simplify complex accounting tasks while preserving wealth through advanced tax planning. With decades of combined experience, our team of certified professionals delivers accurate bookkeeping, business tax preparation, and strategic financial consulting tailored to each client's unique needs. We prioritize personalized service, ensuring clients receive actionable insights to maximize profits and minimize tax exposure. Our commitment to transparency and community-focused service has earned us a stellar reputation in Monroe, CT, and surrounding areas.

We offer affordable flat-fee accounting packages that include core services like payroll processing, QuickBooks support, and virtual CFO services. Our expertise extends to estate and trust planning, where we design tax-efficient solutions for asset preservation. By maintaining deep local market knowledge and staying current with evolving financial regulations, we empower clients to make informed decisions. Our dedication to continuous education ensures we provide cutting-edge strategies that align with both individual and business financial goals. Whether clients require basic bookkeeping or comprehensive financial consulting, our approach remains rooted in integrity, precision, and client-centric service delivery.

Services

Tax Planning Estate and Trust Planning Small Business Accounting Bookkeeping Services Payroll Services QuickBooks Services Virtual CFO Services Business Consulting

Details

Year established: 2015

Highlights and features

We offer over 30 years of combined experience in accounting and tax planning.
Our team provides customized accounting packages at affordable flat-fee rates.
We specialize in tax-efficient estate and trust planning strategies.
Our professionals hold CPA and PFS certifications with state-specific licenses.
We serve local businesses in Monroe, Westport, Fairfield, and surrounding areas.

Associations and certifications

What people say

Expert tax strategies Personalized service approach Reliable accounting solutions Knowledgeable professionals Local market expertise

Website

Update Listing

Services

Tax Planning

Our tax planning services develop customized strategies to minimize tax liability while maximizing financial growth opportunities. We analyze individual and business financial situations to implement proven techniques that ensure compliance while optimizing tax benefits. Our approach combines deep regulatory knowledge with personalized planning to create efficient solutions for both short-term savings and long-term wealth preservation.

Estate and Trust Planning

We design comprehensive estate plans that protect assets and facilitate smooth wealth transfer to beneficiaries. Our services include trust creation, charitable gifting strategies, and business succession planning tailored to individual financial goals. By combining tax expertise with personalized planning, we ensure your legacy is preserved according to your wishes while minimizing tax implications for your heirs.

Small Business Accounting

Our small business accounting solutions provide complete financial management support, including bookkeeping, payroll processing, and financial reporting. We help businesses maintain accurate records, meet compliance requirements, and make data-driven decisions through regular financial analysis. Our services are designed to reduce administrative burdens while improving financial visibility and operational efficiency.

Bookkeeping Services

We offer systematic bookkeeping services that maintain accurate financial records for businesses of all sizes. Our team manages accounts payable/receivable, bank reconciliations, and financial statement preparation with monthly or quarterly reporting options. By ensuring precise transaction tracking and timely reporting, we help businesses maintain financial clarity and make informed operational decisions.

Virtual CFO Services

Our virtual CFO services provide strategic financial guidance without the cost of a full-time executive. We offer cash flow analysis, budgeting support, and growth planning tailored to small business needs. This service includes financial forecasting, performance benchmarking, and customized advisory to help businesses achieve long-term financial objectives while maintaining day-to-day financial control.

People

John A. Culhane

CPA, PFS

Certified Public Accountant with over 20 years of experience in tax planning and financial consulting. Holds a Master's in Taxation from St. John's University and serves as a Notary Public. Specializes in wealth preservation strategies for high-net-worth individuals and small businesses.

Brent Eugenides

CFP

Certified Financial Planner with 32 years of experience in financial services. Holds a Bachelor's in Finance from the University of South Carolina. Currently serves as Treasurer for Thames River Heritage Park Foundation and active in local Rotary International chapters.

Terri Culhane

Financial Consultant

Former Connecticut-certified teacher with five years of classroom experience. Holds degrees in English, Elementary Education, and Psychology. Applies educational expertise to client services and administrative support with a focus on personalized financial solutions.

Cayenne Spremullo

Bookkeeping Specialist

QuickBooks Online Certified ProAdvisor since 2020. Former municipal tax collector with extensive experience in small business accounting. Manages QuickBooks files and handles special projects including 1099 filings and state annual reports for business clients.

Chris Schermann

Office Manager

Former Executive Assistant at JP Morgan with over 30 years of financial services experience. Brings exceptional organizational skills and attention to detail to office management operations. Combines financial expertise with efficient administrative leadership to support client service delivery.

Questions

What accounting services do you offer for small businesses?

We provide bookkeeping, payroll processing, QuickBooks support, virtual CFO services, and business tax preparation tailored to small business needs.

Do you offer free initial consultations?

Yes, we provide no-obligation consultations to help determine the best accounting and tax planning solutions for your specific situation.

Which areas do you serve?

We primarily serve Monroe, CT and surrounding communities including Westport, Fairfield, Trumbull, Weston, Newtown, and Sandy Hook.

What tax planning strategies do you specialize in?

Our expertise includes wealth preservation strategies, business tax optimization, and multi-strategy tax liability planning for high-net-worth individuals.

Do you handle estate and trust planning?

Yes, we specialize in creating tax-efficient estate plans that protect assets and ensure smooth wealth transfer to beneficiaries.