Business Details
20 Years
experience
Trusted Accounting & Tax Services in Monterey, CA
AJ Houston Financial Services is a full-service accounting firm dedicated to providing cost-effective, value-added solutions for individuals and businesses. With over 15 years of combined experience in tax preparation, bookkeeping, and strategic consulting, our team prioritizes personalized service and tax planning expertise. We specialize in navigating complex income tax returns, maximizing refunds, and minimizing liabilities while maintaining accuracy and affordability.Our local Monterey, CA-based practice serves clients nationwide through remote collaboration, leveraging deep expertise in high-net-worth individual taxation, corporate entities, and compliance. We emphasize proactive tax strategies, IRS audit representation, and comprehensive financial planning to deliver tailored solutions that exceed client expectations.
Services
Tax Preparation
Business Tax Services
Bookkeeping
Payroll Services
Tax Audit Representation
Financial Planning
Foreign Tax Reporting
Tax Problem Resolution
Details
- Year established: 2006
Highlights and features
- We offer 15+ years of experience with complex tax returns and compliance.
- Our team provides personalized service tailored to individual and business needs.
- Specialized expertise in tax planning and IRS audit representation.
- Remote services available for clients nationwide while maintaining local focus.
- Proven track record with high-net-worth individuals and corporate entities.
Associations and certifications
- Certified Public Accountant (CPA)
Services
Tax Preparation
Comprehensive tax preparation for individuals, trusts, and businesses including multi-state returns. We handle complex scenarios like gift tax, SMLLCs, and foreign income reporting. Our process includes calculating estimated taxes, filing extensions, and developing personalized tax planning strategies to maximize refunds while ensuring compliance with IRS regulations.
Business Tax Services
Specialized preparation of partnership (1065), S-corporation (1120-S), and C-corporation (1120) tax returns. We assist with entity selection, nonprofit 990 filings, and state sales tax compliance. Our services include resolving IRS/state notices, audit representation, and creating business-specific tax strategies to optimize financial outcomes.
Bookkeeping
Full-cycle bookkeeping services including bank reconciliation, financial statement preparation (income statements, balance sheets), and general ledger cleanup. We offer onsite support, training for self-management, and payroll processing solutions. Our systems ensure accurate financial records for informed business decision-making.
Tax Problem Resolution
Expert assistance with IRS and state tax issues including payment plans, penalty forgiveness, and audit defense. We handle tax lien releases, wage garnishment removal, and back return filings. Our team negotiates with agencies to resolve delinquent accounts while minimizing client liability through compliant solutions.
Financial Planning
Strategic financial planning focusing on tax-efficient investing and portfolio management. We develop customized strategies for high-net-worth individuals, including retirement planning and entity structuring. Our approach integrates tax optimization with long-term wealth preservation principles to achieve clients' financial goals.
People
Adolfo Herrera
CPA
Adolfo Herrera, CPA with M.Acc., brings 15+ years of public accounting experience handling complex tax returns for high-net-worth individuals and corporations. He teaches accounting and works with Steinbruner Hill CPAs, specializing in intricate tax scenarios while maintaining a strong professional network in Monterey County.
AJ Houston
Founder
AJ Houston, MBA/CFP/EA, founded the firm in 2006 after 30 years in taxation and financial planning. A UC graduate, he developed expertise in tax-efficient investing and portfolio management. His legacy includes building a trusted local practice known for comprehensive financial solutions and personalized client service.
Questions
What accounting services do you offer for small businesses?
We provide full-cycle bookkeeping, financial statement preparation, payroll processing, and sales tax compliance services tailored to small business needs.
How do you handle complex tax situations?
Our team specializes in complex returns for high-net-worth individuals, multi-state filings, foreign income reporting, and entity-specific tax strategies.
Can you assist with IRS tax problems?
Yes, we offer audit representation, penalty abatement, payment plan negotiation, and tax lien/garnishment resolution services for IRS and state tax issues.
Do you work with out-of-state clients?
We serve clients nationwide through remote collaboration while maintaining our Monterey, CA-based operations and local expertise.
What tax planning services are available?
We develop customized tax strategies to minimize liabilities, maximize refunds, and optimize financial outcomes for both individuals and businesses.
