Business Details
8 Years
experience
Trusted Financial Planning Services in Bellaire, TX
Mercer Street was founded to address the need for objective, fiduciary-driven financial planning for individuals with complex financial lives. Our practice specializes in serving successful business owners, international professionals, and college-bound families with investable assets exceeding $2 million or annual incomes above $200,000. We provide integrated financial planning services that align life goals with financial strategies, covering tax planning, investment management, estate planning, risk management, and cross-border financial solutions. As a fee-only, hourly financial planner, we prioritize transparency by clearly stating our rates upfront and avoiding commissions or product sales. Our expertise extends to emerging financial technologies like blockchain and cryptocurrencies, reflecting our commitment to modern, client-centric solutions.We operate virtually, serving clients globally while maintaining our physical office in Bellaire, Texas. Our team holds prestigious certifications including CPA/PFS, CFP, and affiliations with leading financial planning institutions. We adhere to the highest ethical standards as fiduciaries, ensuring our clients' interests always come first. Our pricing structure reflects our commitment to fairness and alignment with client needs, with comprehensive plans starting at $10,000 and hourly rates ranging from $450 to $600. Through personalized consultations, we help clients navigate complex financial decisions while maintaining full transparency and accountability.
Services
Financial Planning
Tax Consulting
Business Consulting
Investment Advice
Estate Planning
Risk Management
College Planning
Cryptocurrency Planning
Cross-Border Services
Employee Benefits
Details
- Year established: 2018
Highlights and features
- We operate as fiduciaries, legally bound to prioritize client interests above all else
- Transparent hourly billing with no hidden fees or product commissions
- Specialized expertise in cryptocurrency and blockchain financial planning
- Comprehensive cross-border planning for international professionals and expats
- Certified professionals holding CPA/PFS, CFP, and Registered Life Planner designations
Associations and certifications
- AICPA Personal Financial Specialist
- CERTIFIED FINANCIAL PLANNER Board of Standards, Inc.
- Certified College Financial Consultant
- Registered Life Planner
Services
Financial Planning
Integrated financial planning services tailored for high-net-worth individuals. We create customized strategies aligning life goals with financial resources, covering cash flow management, investment planning, and long-term wealth preservation. Our approach emphasizes tax efficiency and risk mitigation while maintaining fiduciary accountability.
Tax Consulting
Specialized tax advisory services focusing on strategic planning and compliance. We analyze tax returns to identify optimization opportunities while maintaining strict fiduciary standards. Our expertise includes cryptocurrency taxation and cross-border tax implications for international clients seeking to minimize liabilities legally.
Business Consulting
Outsourced financial leadership for business owners requiring strategic guidance. We provide financial planning expertise to entrepreneurs and investment advisors while maintaining independence from attestation services. Our focus includes operational efficiency and long-term business sustainability planning.
Cryptocurrency Planning
Specialized advisory services for blockchain and cryptocurrency investors. We offer comprehensive strategies covering tax compliance, portfolio diversification, and risk management for digital assets. Our team maintains ongoing education in emerging crypto technologies and regulatory developments.
Cross-Border Services
Financial strategies for globally mobile clients navigating complex international regulations. We specialize in tax-efficient structures for non-U.S. residents with U.S. connections and Americans living abroad, ensuring compliance with multiple jurisdictions while optimizing financial outcomes.
People
Ryan Firth
Founder & Financial Planner
Ryan Firth established Mercer Street after identifying a gap in objective financial advice. With two decades in financial consulting, he holds CPA/PFS, CFP, and blockchain certifications. He contributes to financial media and specializes in cryptocurrency planning.
Questions
What types of clients do you specialize in?
We focus on successful business owners, international professionals, and college-bound families with $2M+ investable assets or $200K+ annual income.
Are you a fiduciary financial advisor?
Yes, we are fee-only fiduciaries who never accept commissions or sell financial products, always acting in our clients' best interests.
Do you offer hourly financial planning services?
Yes, we provide transparent hourly financial planning starting at $450/hour for ongoing support and $600/hour for project-based work.
How do you handle cryptocurrency planning?
Our advisors specialize in blockchain technology and cryptocurrency taxation, offering tailored strategies for digital asset management and compliance.
Do you work with international clients?
Yes, we provide cross-border financial planning for non-U.S. residents with U.S. ties and Americans living abroad.
What certifications do your advisors hold?
Our team includes CPA/PFS, CFP, Certified College Financial Consultant, and Registered Life Planner designations through recognized institutions.
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